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Business Loans

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Commercial Real Estate Loans

Build on your vision of success by purchasing, developing, or building commercial property.

Business Term Loans

Work with one of our commercial lenders to customize a term loan for all of your business needs and expenses.

Business Lines of Credit

Flexibility, cash flow management, expansions or new development funds are all opportunities that a business line of credit with FSB can provide.

Small Business Administration (SBA) Loans

Government guaranteed loan programs that help our commercial lenders be more flexible on terms such as down payment, repayment terms, and collateral.

Farmers State Bank’s Commercial Lending department values building relationships with our customers to best understand and meet their needs.  Our local decision making and processing sets us apart, and provides customers with the familiarity of working with Daniel, Cally, and Taylor throughout the entire loan process. FSB also offers competitive rates and flexible repayment options.

Daniel Otten Daniel Otten, CEO Commercial Lender


Cally Skinner Cally Skinner, AVP Commercial Lending


Taylor Herfindahl Taylor Herfindahl, Commercial Loan Analyst/Junior Lender