Attentive and friendly service from start to finish.

• Competitive fixed rates
• Variety of fixed rate terms available
• As little as 3% down payment (*income limitations apply) plus closing costs
• Refinance can save you in the long run by lowering your interest rate and shortening the loan term
• Refinance to take advantage of equity to do renovations, consolidate debt or other immediate cash needs
• No prepayment penalties
• Local underwriting and servicing

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Are you a first time home buyer? Not so perfect credit score? Little money for down payment?

• USDA/Rural Housing Loan
  • Income and property limitation apply
  • Opportunity to purchase your home with 100% financing, no money down payment
  • Applicant is responsible for closing costs
  • Seller can contribute towards closing costs
• Conventional 3% Down Payment
  • Income limitations apply
  • If both borrowers are first time home buyers, at least one borrower is required to take online home buyer education classes.
• Grant Programs (when available)
  • Income limitations apply
  • Must complete online home buyer education class
  • Up to $15,000 used towards down payment and closing costs

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• Competitive fixed rates
• Variety of fixed rate terms available
• Refinance can save you in the long run by lowering your interest rate and shortening the loan term
• Refinance to take advantage of equity to do renovations, consolidate debt or other immediate cash needs
• No prepayment penalties
• Local underwriting and servicing

Apply Now

• Temporary loan to buy one home using the equity of another until the first home is sold
• Offers an initial period of interest only payments
• You can receive a single advance of funds up to 85% of the value of your home
• Minimal closing costs

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Need financing to buy a plot of land with plans to build in the future?

• Convenient loan to purchase land through fixed or adjustable rate loans

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