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FACTS	WHAT DOES ARCADIAN BANK DO WITH YOUR PERSONAL INFORMATION?
FACTS Why?	WHAT DOES ARCADIAN BANK DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
FACTS What?	WHAT DOES ARCADIAN BANK DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income account balances and payment history credit history and credit score When you are no longer our customer, we continue to share your information as described in this notice.
FACTS How?	WHAT DOES ARCADIAN BANK DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Arcadian Bank chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES ARCADIAN BANK DO WITH YOUR PERSONAL INFORMATION?

FACTS

Why?

WHAT DOES ARCADIAN BANK DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

FACTS

What?

WHAT DOES ARCADIAN BANK DO WITH YOUR PERSONAL INFORMATION?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
account balances and payment history
credit history and credit score

When you are no longer our customer, we continue to share your information as described in this notice.

FACTS

How?

WHAT DOES ARCADIAN BANK DO WITH YOUR PERSONAL INFORMATION?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Arcadian Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Arcadian Bank share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does Arcadian Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes— to offer our products and services to you	Does Arcadian Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For joint marketing with other financial companies	Does Arcadian Bank share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your transactions and experiences	Does Arcadian Bank share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your creditworthiness	Does Arcadian Bank share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For nonaffiliates to market to you	Does Arcadian Bank share? No	Can you limit this sharing? We don't share

Questions?

Call 507-373-1945 or go to www.arcadian.bank

Who we are
Who we are Who is providing this notice?	Arcadian Bank

What we do
What we do How does Arcadian Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Arcadian Bank utilizes the latest computer technology to ensure your personal data remains both physically and digitally safe.
What we do How does Arcadian Bank collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan withdraw money from your account We also collect your information from other companies.
What we do Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What we do

How does Arcadian Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Arcadian Bank utilizes the latest computer technology to ensure your personal data remains both physically and digitally safe.

What we do

How does Arcadian Bank collect my personal information?

We collect your personal information, for example, when you

open an account or deposit money
pay your bills or apply for a loan
withdraw money from your account

We also collect your information from other companies.

What we do

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Arcadian Bank has no affiliates.
Definitions Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Arcadian Bank does not share with nonaffiliates so they can market to you.
Definitions Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Arcadian Bank doesn't jointly market.