Mortgage Loan Products

Online Banking Login

Conventional Loans

Attentive and friendly service from start to finish.

  • Competitive fixed rates
  • Fixed rate terms for 10, 15, 20, or 30 years
  • As little as 3% down payment (*income limitations apply) plus closing costs
  • Refinance can save you in the long run by lowering your interest rate and shortening the loan term
  • Refinance to take advantage of equity to do renovations, consolidate debt or other immediate cash needs
  • No prepayment penalties
  • Local underwriting and servicing
Click Here to Apply Online

Or download our Arcadian Bank Mortgage App

iTunes App Store Google Play Store

First Time Home Buyers

Are you a first time home buyer? Not so perfect credit score? Little money for down payment?

  • USDA/Rural Housing Loan
    • Income and property limitation apply
    • Opportunity to purchase your home with 100% financing, no money down payment
    • Applicant is responsible for closing costs
    • Seller can contribute towards closing costs
  • Conventional 3% Down Payment
    • Income limitations apply
    • If both borrowers are first time home buyers, at least one borrower is required to take online home buyer education classes.
  • Grant Program
    • Income limitations apply
    • Must complete online home buyer education class
    • Up to $7,500 used towards down payment and closing costs
Click Here to Apply Online

Or download our Arcadian Bank Mortgage App

iTunes App Store Google Play Store

Vacation/Second Homes

  • Competitive fixed rates
  • Fixed rate terms for 10, 15, 20, or 30 years
  • Refinance can save you in the long run by by lowering your interest rate and shortening the loan term
  • Refinance to take advantage of equity to do renovations, consolidate debt or other immediate cash needs
  • No prepayment penalties
  • Local underwriting and servicing
Click Here to Apply Online

Or download our Arcadian Bank Mortgage App

iTunes App Store Google Play Store

Bridge (Equity) Loans

  • Temporary loan to buy one home using the equity of another until the first home is sold
  • Up to one year interest only payments
  • You can receive a single advance of funds up to 85% of the value of your home
  • Minimal closing costs
Click Here to Apply Online

Or download our Arcadian Bank Mortgage App

iTunes App Store Google Play Store

Bare Land Loans

Need financing to buy a plot of land with plans to build in the future?

  • Convenient loan to purchase land through fixed or adjustable rate loans
Click Here to Apply Online

Or download our Arcadian Bank Mortgage App

iTunes App Store Google Play Store

Meet our Mortgage Team

Diane Obermeyer Headshot Diane Obermeyer, Mortgage Lender

Susie Miller Headshot Susie Miller, Mortgage Lender

Jaden Atz Headshot Jaden Atz, Mortgage Servicing Specialist

Katlin Ptacek Headshot Katlin Ptacek, Mortgage Loan Processor