Mortgage Arcadian Bank

Mortgage Loan Products

Attentive and friendly service from start to finish.

Competitive fixed rates
Fixed rate terms for 10, 15, 20, or 30 years
As little as 3% down payment (*income limitations apply) plus closing costs
Refinance can save you in the long run by lowering your interest rate and shortening the loan term
Refinance to take advantage of equity to do renovations, consolidate debt or other immediate cash needs
No prepayment penalties
Local underwriting and servicing

Or download our Arcadian Bank Mortgage App

Are you a first time home buyer? Not so perfect credit score? Little money for down payment?

USDA/Rural Housing Loan
- Income and property limitation apply
- Opportunity to purchase your home with 100% financing, no money down payment
- Applicant is responsible for closing costs
- Seller can contribute towards closing costs
Conventional 3% Down Payment
- Income limitations apply
- If both borrowers are first time home buyers, at least one borrower is required to take online home buyer education classes.
Grant Program
- Income limitations apply
- Must complete online home buyer education class
- Up to $7,500 used towards down payment and closing costs

Or download our Arcadian Bank Mortgage App

Competitive fixed rates
Fixed rate terms for 10, 15, 20, or 30 years
Refinance can save you in the long run by by lowering your interest rate and shortening the loan term
Refinance to take advantage of equity to do renovations, consolidate debt or other immediate cash needs
No prepayment penalties
Local underwriting and servicing

Or download our Arcadian Bank Mortgage App

Temporary loan to buy one home using the equity of another until the first home is sold
Up to one year interest only payments
You can receive a single advance of funds up to 85% of the value of your home
Minimal closing costs

Or download our Arcadian Bank Mortgage App