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Conventional Loans

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Attentive and friendly service from start to finish.

  • Competitive fixed rates
  • Fixed rate terms for 10, 15, 20, or 30 years
  • As little as 3% down payment (*income limitations apply) plus closing costs
  • Refinance can save you in the long run by lowering your interest rate and shortening the loan term
  • Refinance to take advantage of equity to do renovations, consolidate debt or other immediate cash needs
  • No prepayment penalties
  • Local underwriting and servicing
Click Here to Apply Online

Or download our Arcadian Bank Mortgage App

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First Time Home Buyers

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Are you a first time home buyer? Not so perfect credit score? Little money for down payment?

  • USDA/Rural Housing Loan
    • Income and property limitation apply
    • Opportunity to purchase your home with 100% financing, no money down payment
    • Applicant is responsible for closing costs
    • Seller can contribute towards closing costs
  • Conventional 3% Down Payment
    • Income limitations apply
    • If both borrowers are first time home buyers, at least one borrower is required to take online home buyer education classes.
  • Grant Program
    • Income limitations apply
    • Must complete online home buyer education class
    • Up to $7,500 used towards down payment and closing costs
Click Here to Apply Online

Or download our Arcadian Bank Mortgage App

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Vacation/Second Homes

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  • Competitive fixed rates
  • Fixed rate terms for 10, 15, 20, or 30 years
  • Refinance can save you in the long run by by lowering your interest rate and shortening the loan term
  • Refinance to take advantage of equity to do renovations, consolidate debt or other immediate cash needs
  • No prepayment penalties
  • Local underwriting and servicing
Click Here to Apply Online

Or download our Arcadian Bank Mortgage App

Apple App Store download icon Get on Google Play store icon

Bridge (Equity) Loans

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  • Temporary loan to buy one home using the equity of another until the first home is sold
  • Up to one year interest only payments
  • You can receive a single advance of funds up to 85% of the value of your home
  • Minimal closing costs
Click Here to Apply Online

Or download our Arcadian Bank Mortgage App

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Bare Land Loans

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Need financing to buy a plot of land with plans to build in the future?

  • Convenient loan to purchase land through fixed or adjustable rate loans
Click Here to Apply Online

Or download our Arcadian Bank Mortgage App

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Meet our Mortgage Team

Portrait of Susie Miller, Senior Mortgage Lender

Susie Miller
Senior Mortgage Lender

Portrait of Jaden Atz, Mortgage Servicing Specialist

Jaden Atz
Mortgage Servicing Specialist

Portrait of Katlin Peterson, Mortgage Loan Processor

Katlin Peterson
Mortgage Loan Processor

Portrait of Angie Voigt, Residential Mortgage Underwriter

Angie Voigt
Residential Mortgage Underwriter