Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Contact Us

Image of woman holding a debit card to pay with.

Debit Cards

Online Banking Login
New User | Forgot Username
Forgot Password
Open a New Deposit Account

Apply for a Home Loan
house iconMortgage Loans
handshake iconCommercial Loans
tractor iconAg Loans
dollar bill iconPersonal Checking
Consumer Debit Card

Down Icon

Your money. Always in REACH!

Consumer Debit Card image. You get $10 when you open a new debit card!*

No need to carry cash or checks an Arcadian Bank Debit Card provides convenient and secure access to your funds. Whether you’re shopping in-store, online, or withdrawing cash, it’s designed to support your everyday financial needs. Experience peace of mind with enhanced security, featuring chip technology and fraud monitoring.

Additional benefits of your Arcadian Bank Debit Card:
  • Instant Issue: No more waiting days for your card to arrive in the mail. Walk in, walk out with your shiny new card ready for action. Whether you’re opening a new account, or have a lost, stolen or damaged card we can print a new card in minutes at our Albert Lea location.
  • Contactless Payments: With secure contactless payment, just tap, pay, and be on your way. 
  • Full Control: 24/7 Access with online banking and through our mobile app
    • Track spending
    • Turn card off and on if lost, stolen, or suspected fraud
    • Set transaction spending limits
    • Manage alerts for transactions
  • ATM Cash Card
    • Withdraw cash anytime. Transactions at Arcadian Bank ATMs in Albert Lea and Hartland are surcharge free
  • Smart Spending
    • No interest, no monthly bill–just spend what you have.
  • Access to Mastercard ID Theft Protection
    • Click here to learn more and activate in Mastercard ID Theft Protection

*Offer valid through December 31st 2025. One bonus per tax ID number. $10 bonus automatically deposited in account.

Business Debit Card

Down Icon
Business Debit Card

Skip the hassle of checks and enjoy a safer alternative to cash. With a Business Debit Mastercard®, you’ll have seamless access to your business checking account along with valuable features, added convenience, and greater control—all in one powerful card. Simplify your daily business transactions and keep things running smoothly.

  • Instant Issue: No more waiting days for your card to arrive in the mail. Walk in, walk out with your shiny new card ready for action. Whether you’re opening a new account, or have a lost, stolen or damaged card we can print a new card in minutes at our Albert Lea location. 
  • Streamlined Expenses: Track and manage your business spending effortlessly. 
  • Enhanced Security: Enjoy top-tier protection for all your transactions. 
  • Contactless Convenience: Tap, pay, and go—perfect for busy entrepreneurs on the move. 
  • Cash Flow Control: Keep a close eye on your cash flow and avoid overspending.
  • Global Acceptance: Use your card anywhere, anytime—whether you’re at home or traveling for business. 
  • Employee Spending: Issue cards to your team and set spending limits for better expense management. 

Experience a smarter way to handle your business finances—sign up for your Business Debit Card today!  

Contact us to get started with an Arcadian Bank debit card for your account today!

Contact Us

Individual typing on their laptop and checking their phone.

Contact Us

Center view of a highway leading through a country plain

Locations & Hours